Terms and Conditions

Effective Date: 10/26/2023

1. Acceptance of Terms

By using the services provided by John Kunkel , you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

2. Privacy and Data Usage

a.

Information Collection

: By using our services, you agree to the collection and use of personal and financial information as described in our Privacy Policy. This information may be used to process your mortgage application and for other legitimate business purposes.

b.

Text Message Opt-In

: You may have the option to receive important updates and notifications via text messages. By opting in to receive text messages, you consent to receiving text messages from John Kunkel regarding your mortgage application and related matters. Message and data rates may apply.

c.

Text Message Opt-Out

: You may opt out of receiving text messages at any time. To do so, please follow the instructions provided in the text messages or contact our customer support.

3. Mortgage Origination Services

a.

Eligibility

: Our mortgage origination services are available to individuals and entities that meet the eligibility criteria outlined on our website. We reserve the right to refuse service to anyone for any reason.

b.

Accuracy of Information

: You agree to provide accurate and complete information when using our services. Any misrepresentation of information may result in the termination of your mortgage application.

4. Fees and Payments

a.

Fee Structure

: Details about our fees and payment schedules can be found on our website or in the mortgage agreement provided to you.

b.

Payment Methods

: We accept payment by methods outlined on our website or in the mortgage agreement.

5. Dispute Resolution

Any disputes arising from or related to the use of our services will be subject to the dispute resolution procedures as outlined in our separate Dispute Resolution Policy.

6. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting on our website. It is your responsibility to review these terms periodically.

7. Termination

We may terminate or suspend your access to our services at our discretion, without notice, for any violation of these Terms and Conditions.

8. Contact Information

If you have any questions or concerns regarding these Terms and Conditions or our services, please contact us at:

John Kunkel

1115 Windover Rd ste b, Jonesboro AR 72401

+14796213500

[email protected]